Managing Your Personal Finances

9781305076815

Overview

While focusing on the student's role as citizen, student, family member, consumer, and active participant in the business world, MANAGING YOUR PERSONAL FINANCES 7E informs students of their various financial responsibilities. This comprehensive text provides opportunities for self-awareness, expression, and satisfaction in a highly technical and competitive society. Students discover new ways to maximize their earning potential, develop strategies for managing their resources, explore skills for the wise use of credit, and gain insight into the different ways of investing money. Written specifically for high school students, special sections in each chapter hold student interest by focusing on current trends and issues consumers face in the marketplace.

Authors

Joan S. Ryan

Joan Ryan, M.B.A., Ph.D., C.M.A., has taught personal finance for over 20 years. She began at Willamette High School in Eugene, Oregon, where this textbook was initially developed and tested. After four years there, she taught in the business department at Lane Community College (also in Eugene) for 12 years. After eight years at Clackamas Community College, she was department chair for the next six years. Then she resumed teaching accounting, personal finance, and business law, retiring from full-time teaching in 2014. She also is a C.M.A. (certified management accountant), a state-certified mediator, and adjunct faculty at Clackamas Community College and Portland State University in the graduate Masters in International Management program.

...more
Christie Ryan

Christie Ryan, B.A., M.A., LMHC. As a licensed mental health counselor, she works with troubled and disadvantaged youth and their families, teaching budgeting and money management skills. She has also taught student success skills and psychology courses at Highline Community College and Tacoma Community College. She holds an Educational Staff Associate certificate in school counseling and has also worked as a case manager for Southwest Washington Aging and Disability Services.

...more

Table of Contents

UNIT I: MANAGING MONEY.
1. Careers in the Digital Age.
2. Pay, Benefits, and Work.
3. Income Tax.
4. Budgets and Records.
5. Checking and Banking.
6. Saving for the Future.
UNIT II: MANAGING CREDIT.
7. Credit in America.
8. Credit Records and Laws.
9. Costs of Credit.
10. Problems with Credit.
UNIT III: MANAGING RESOURCES.
11. Personal Decision Making.
12. Renting a Residence.
13. Buying a Home.
14. Buying and Owning a Vehicle.
15. Family Decisions.
UNIT IV: PROVIDING FINANCIAL SECURITY.
16. Investing for the Future.
17. Investing In Stocks.
Stock Market Simulation.
18. Bond Markets.
19. Mutual Funds, Real Estate, and Other Choices.
20. Retirement and Estate Planning.
UNIT V: RISK MANAGEMENT.
21. Introduction to Risk Management.
22. Property and Liability Insurance.
23. Health and Life Insurance.
UNIT VI: CONSUMER RIGHTS AND RESPONSIBILITIES.
24. Role of Consumers in a Market Economy.
25. Consumer Protection.
26. Dispute Resolution.
Glossary.
Index.

...more

Teacher Supplements

Instructor's Resource CD-ROM: Managing Your Personal Finances, 7th

9781305387409

Designed to help facilitate classroom instruction, this CD has instructor files unique to the textbook. The IRCD contains solutions to the Student Activity Guide, test solutions, Instructor's Resource Manual, lesson plans, PowerPoints, study outlines, Spanish... more

MindTap Managing Your Personal Finance, 7th Edition (K12 Instant Access)

9781305402324 £40.00

MindTap is a personalized teaching experience with relevant assignments that guide students to analyze, apply, and improve thinking, allowing you to measure skills and outcomes with ease. Personalized teaching becomes yours through a Learning Path built... more

Annotated Instructor's Edition: Managing Your Personal Finances, 7th

9781305107847

Find everything you need to create a dynamic learning environment with minimal preparation. Student pages are bordered by margin notes that provide comprehensive teaching notes, tips, and answers to end-of-chapter assessment questions.

Student Supplements

Student Activity Guide: Managing Your Personal Finances, 7th

9781305081352

Contains study guide problems and activity worksheets for each chapter. Problems include vocabulary, fill in the blank, true/false, multiple choice, and open-ended problem-solving questions. Worksheets are provided for real-world practice with financial forms and d... more

MindTap Managing Your Personal Finance, 7th Edition (K12 Instant Access)

9781305402324

MindTap engages you to produce your best work−consistently. By seamlessly integrating course material with videos, activities, apps, and much more, MindTap creates a unique learning path that fosters increased comprehension and efficiency. You will be m... more

Managing Your Personal Finances

Overview

Joan S. Ryan

Christie Ryan